José Maria Morales Oliveros
Offices
legal services
Prior to joining Ontier, I was a Senior Legal Specialist for the Pan American region, working in the legal department across Mexico, Spain, Colombia, Peru, Ecuador, Argentina, and Chile. My responsibilities included preparing corporate, financial, and commercial contracts, developing M&A transactions, and conducting regulatory analysis. I also advised on fintech, payment systems, acquisition, credit, debit, and financial services, and managed corporate restructurings and contractual negotiations.
Work highlights
I worked as an Associate at Calatrava Consultores S.C., where I specialized in legal compliance support for fintech companies and traditional financial institutions. I contributed to enhancing their technology, open banking, smart contracts, and other financial innovations. My work included executing mergers and acquisitions, structuring investments and financing, and providing legal services for financial technology companies. I collaborated with various financial entities, structuring purchase and sale operations, mergers, investments, spin-offs, and collaboration agreements with financial institutions. I also advised on operations involving digital assets and NFTs, ensuring tax and legal compliance with Mexican authorities
Since May 2021, I have also been a Senior Research Assistant in Mexico City. In this role, I collaborate on cybersecurity normativity in Mexico, focusing on privacy, security, and the protection of personal data on digital platforms within the electronic banking and fintech sectors. I have also contributed to legislative projects, including a bill to regulate the use of personal data by INEGI, and conducted research on law and technology, human rights, international law, comparative law, and legal sociology. Licenciatura en Derecho from Centro de Investigación y Docencia Económicas (CIDE), a diploma in Law and Digital Economy from the University of Salamanca, and completed a course on Payments and FinTech at Wharton.
What clients say
José María tiene un dominio impresionante de la industria fintech y de pagos, entregando siempre un trabajo de alta calidad que se adapta perfectamente a nuestras necesidades
With José María, we get top-notch guidance and clear, professional results. He understands the fintech space like no one else
Every document José María provides is clear, detailed, and tailored to our business. His industry knowledge really shows.
Qualifications and memberships
